Most of us worry a bit from time to time, and there are probably a lot of us worrying about our finances these days. But you know, too much worry is a dangerous thing. You see, our awareness of the future is an important part of our search for meaning and purpose in life. However, when awareness of the future becomes dominated by uneasiness, restlessness, fear and worry take over.  

One of the staples on my bookshelf is by J. Ruth Gendler, "A Book of Qualities," and she makes worry into a person who seems very real:  

"Worry etches lines on people's foreheads when they are not paying attention. She makes lists of everything that could go wrong while she is waiting for the train. She is sure she left the stove on, and the house is going to explode in her absence. When she makes love, her mind is on the failure rates and health hazards of birth control. The drug companies want worry to test their new tranquilizers, but they don't understand what she knows too well: no drug can ease her pain. She is terrified of the unknown."  

That's the bad news. The good news is that, just as you manufacture stress by repeatedly looking forward in fear, you can learn to build new habits that replace worry with more constructive, positive thoughts.  

You can short-circuit the downward spiral of worry and fear and substitute images that will work for you instead of against you. I know you can learn, because I've been teaching people just like you how to do it for over 40 years. Why not start today?